Bangla Shasya Bima (BSB) Form West Bengal
The West Bengal Government has introduced the “Bangla Shasya Bima (BSB) Scheme” to support farmers across the state. This scheme serves as a crucial crop insurance application that protects farmers from losses due to crop damage. It covers a variety of crops such as aman paddy, aus paddy, jute, and maize, ensuring farmers can recover from unforeseen circumstances.
Why Choose the Bangla Shasya Bima Scheme?
The Bangla Shasya Bima Scheme 2019 operates in collaboration with the Agriculture Insurance Company (AIC) of India. A major benefit for farmers is that there is no premium amount to be paid; the state government takes care of the entire crop insurance premium on behalf of the farmers.
Eligibility Criteria for Crop Loan
- The farmer must be a permanent resident of West Bengal.
- The farmer must have taken a loan from a registered bank or any government institution.
- All farmers who have applied for or received loans can avail themselves of the Bangla Shasya Bima Scheme insurance benefits.
- Non-loanee farmers cultivating notified crops are also eligible for the scheme.
- The applicant must provide valid proof or documents of crop damage to receive insurance coverage.
- The farmer must not be a defaulter in any bank.
Salient Features of the Scheme
Here are the key features and highlights of the Bangla Shasya Bima (BSB) Scheme:
- Type of Scheme – This is a crop insurance scheme dedicated to farmers.
- Insurance Provider – The Agriculture Insurance Company of India is responsible for providing insurance.
- Districts Covered – The scheme includes Darjeeling, Kalimpong, Purba Bardhaman, Paschim Bardhaman, Purba Medinipur, Malda, Hooghly, Nadia, Murshidabad, Cooch Behar, Birbhum, Purulia, Dakshin Dinajpur, North 24 Parganas, and South 24 Parganas.
- Premium Amount – Farmers enjoy the benefit of zero cost as the West Bengal state government covers the full premium.
- Crops Covered for Insurance – The BSB scheme insures aman paddy, aus paddy, jute, and maize.
- Stages for Payment of Insurance – Compensation under the West Bengal Bangla Shasya Bima Yojana will be paid in four stages as follows:
- For losses suffered during planting.
- Losses incurred during cultivation.
- Losses after cutting when crops remain in the fields.
- Losses caused by adverse weather conditions.
- Amount Calculation – The insurance amount will be determined by the state government based on a per hectare basis.
Documents Required
To apply, you will need to provide the following documents:
- Identity Proof: PAN, Aadhaar Card, Driving License, Voter Identity Card, etc.
- Address Proof: PAN Card, Valid Passport, Utility Bill, etc.
- Bank account details.
- One passport-sized photo of the applicant.
- Signature verification of the applicant.
- Farmer ID Proof.
- Land Measurement Documents.
- Documents related to the extent of crop failure.
- Details of existing loans and repayment track records.
- Any other documents if required.
Download the Bangla Shasya Bima (BSB) Form West Bengal in PDF format by using the link provided below for easy access.
Also, check out our BSB Operational Guidelines.